SIP का ये फंडा बुढ़ापा बनाएगा आसान!

Aishwarya Awasthi Jun 04,2024

SIP में लॉन्ग टर्म निवेश से अच्छा मुनाफा कमा सकते हैं.

[{"selector":"#anim-a87f19f6-6340-4007-97f9-d14c79312fd5","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2769c4d4-65ed-403e-8e04-2ac4b6e1da81","keyframes":{"transform":["translate3d(0px, 289.04547%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-86ed97cd-f3af-4b9a-b279-145ae8e85b73 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-23.06511095386343%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

हर महीने भुगतान या लमसम अमाउंट के जरिए SIP में करें निवेश.

[{"selector":"#anim-5601fe73-0fe4-476a-a2ed-6de88ec7539e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-13.645163633335024%, -10.623797333763216%) scale(1.3424657534246576)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-23be5fa7-b64b-482e-a6d5-c2220f24f598","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e8a12755-9b1d-4c3e-b0cf-72729db7de77","keyframes":{"transform":["translate3d(0px, 289.04547%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

तो जानेंगे कैसे SIP से 31 लाख रुपये कमा सकते हैं.

[{"selector":"#anim-dce5a0e3-a4c7-4cc8-83b1-2341324da151 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(7.012986933067388%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-270d96a0-d171-45fd-8c12-6bda19c10590","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f7a481ed-5bc2-4c08-a9cd-64ccbd199022","keyframes":{"transform":["translate3d(0px, 317.21453%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

इस प्लान में 12 सालों में 10 लाख रुपये का निवेश करना होगा.

[{"selector":"#anim-6d6f5198-46e7-4b7a-81b7-ef8d1863d7dd [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(2.95454542333432%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-5c8f0014-6d8a-4638-80d8-1eaca0e4c08b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a4d2bec4-0da8-4824-a250-43334051e888","keyframes":{"transform":["translate3d(0px, 303.12995%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

आप हर साल में करीब 83,000 रुपये का पैसा निवेश करेंगे.

[{"selector":"#anim-464020cc-1c5d-4948-b750-4dd0354268c2 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-21.007370801990902%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-19afc601-57aa-4e7b-acf5-20c7fbb9c785","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9ce205fd-abe8-4cb9-8356-b3060adf0596","keyframes":{"transform":["translate3d(0px, 293.27085%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

साथ ही निवेश की रकम पर सालाना 10% का रिटर्न मिलेगा.

[{"selector":"#anim-6ac8a46d-d970-4312-91ab-8b035011831e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-0e4bd895-27dd-4fb6-a3df-d8d00afbd4d3","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0969f980-65e4-4eea-89b3-a96542296aaa","keyframes":{"transform":["translate3d(0px, 281.38141%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

इस कैलकुलेशन को फॉलो करें तो 10 लाख रुपये निवेश करके ऐस्टीमेटेड रिटर्न ₹21,38,428 का होगा.

[{"selector":"#anim-b2ad1f7a-8a43-4845-91be-d2b5093057e4 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-6.783724731521367%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-e5ce24c4-8194-4423-83ee-fc5d68ae67ab","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-44b1fd52-1e00-4abd-bd01-a057d91ce1c9","keyframes":{"transform":["translate3d(0px, 209.37818%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

मैच्योरिटी पर आपके निवेश की रकम और ब्याज का रिटर्न साथ में मिलेगा.

[{"selector":"#anim-0d5e8109-e991-4e3d-a11b-4ff3ede4e560 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0.7438016460199434%, -19.99999902912622%) scale(1.4)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-7f795f03-2432-4d7f-8ed2-075cff04f86e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f85891b6-79f8-45bb-b310-1110e7e4371e","keyframes":{"transform":["translate3d(0px, 293.27085%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

इससे देखें तो आपके पास 31,38,428 रुपये होगा.

[{"selector":"#anim-397ed346-da14-4043-97fc-f20d11fb953f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-14.318181666927856%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-e87ce502-15d3-46a3-9f87-e49e8f01e985","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e8673ed6-aa59-4d40-9610-22719eeb646f","keyframes":{"transform":["translate3d(0px, 293.27085%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

हालांकि ये बस सिर्फ अनुमानित रिटर्न का आंकड़ा है.

[{"selector":"#anim-060ab1c3-24ab-4435-b446-3cb16c8750e6 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-6d8768ad-554c-42c2-aefc-e3b09896da09","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5973da53-3a92-459f-ab04-3c3f84745a3a","keyframes":{"transform":["translate3d(0px, 293.27085%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

मार्केट के उतार-चढ़ाव के हिसाब से मैच्योरिटी रकम ज्यादा या कम भी हो सकती है.

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