6 कारण: इन वजहों से घट सकती है Credit Card की लिमिट

Aishwarya Awasthi Jul 07,2024

क्रेडिट कार्ड में लिमिट की एक लाइन होती है.

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लेकिन अक्सर क्रेडिट कार्ड कंपनियां ग्राहकों के कार्ड की लिमिट को कम कर देती हैं.

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आज हम लिमिट कम करने की 6 बड़ी वजहें जानेगे.

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क्रेडिट कार्ड का बिल टाइम से ना भरने पर बैंक आपकी क्रेडिट लिमिट घटा सकता है.

[{"selector":"#anim-d3e36b14-bf69-4b41-b9f5-d88ef9aaeeb9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d090ec84-cd29-4083-97ab-5fe59ee7ae4e","keyframes":{"transform":["translate3d(0px, 155.63163%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d9a78b79-a20f-4ee5-bf93-258edc0984b4 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

मिनिमम ड्यू चुकाकर बकाया को कैरी फॉरवर्ड कराने पर भी,ऐसा हो सकता है.

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अधिक क्रेडिट लिमिट का इस्तेमाल करने पर भी बैंक क्रेडिट लिमिट को घटा सकता है.

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बहुत सारे क्रेडिट कार्ड का इस्तेमाल करने से क्रेडिट लिमिट को भी बैंक कम ही रखते है.

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अगर कार्ड का कम यूज करते हैं तो भी बैंक यूज के हिसाब से कार्ड की लिमिट कम कर देता है.

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अगरआर्थिक अस्थिरता आ जाती है तो भी बैंक लिमिट घटा देते हैं, जैसा कोरोना काल में कई बैंकों ने किया था.

[{"selector":"#anim-392f11b4-2d28-4953-84f2-5ad2f1963ef8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-280f0032-b30a-4e90-a582-e9cceec3b561","keyframes":{"transform":["translate3d(0px, 139.87822%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e1c0e93f-85fd-4e0d-aa95-0c1fc002d82d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-3.552713678800501e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.