CIBIL के लिए RBI के सख्त रूल्स, Loan लेने से पहले याद कर लें

Aishwarya Awasthi Jul 29,2024

क्रेडिट स्कोर को लेकर रिजर्व बैंक कई रूल्स बना चुका है.

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इसका कारण है कि आरबीआई के पास क्रेडिट स्टोर की बहुत शिकायतें आ रही थीं.

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अब आरबीआई ने नियमों को इस कारण से कर दिया है सख्त.

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अप्रैल से रिजर्व बैंक ने 5 नियम बनाए थे और लागू किए थे.

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क्रेडिट इन्फॉर्मेशन कंपनियों को ग्राहक को सिबिल चेक करने की सूचना भेजनी होगी

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ग्राहक को सारी जानकारी देने से नहीं कर सकते हैं मना.

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RBI के अनुसार अगर ग्राहक की किसी रिक्वेस्ट को रिजेक्ट करेंगे तो वजह बताया जाना जरूरी है.

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क्रेडिट कंपनियों को साल में 1 बार फ्री फुल क्रेडिट स्कोर ग्राहकों को मुहैया कराना होगा.

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डिफॉल्ट होने वाले ग्राहक को डिफॉल्ट को रिपोर्ट करने से पहले बताना जरूरी है.

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30 दिन में शिकायत को क्रेडिट इन्फॉर्मेशन कंपनी निपटाती नहीं तो जुर्माना लग सकता है.

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