फट से जान लें EPF के चौंकाने वाले बेनेफिटस...

Aishwarya Awasthi Jul 17,2024

अच्छी और बड़ी जगह पर नौकरी से कई बड़े फायदे मिलते है.

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इसी में से एक है EPF यानी Employee Provident Fund.

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EPF एक ऐसा फंड है, जिसपर कर्मचारी को ब्याज मिलता है.

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अक्सर कंपनी को कर्मचारियों की मंथली सैलेरी का 12% जितना हिस्सा EPF में देना होता है.

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कंपनी के साथ कर्मचारी भी फंड के लिए अपनी Monthly Salary का 12% हिस्सा देते हैं.

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जिसमें से 3.67% EPF और 8.33% हिस्सा Pension Scheme में जुड़ता है.

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EPF के लाभ के लिए Monthly salary करीब 15,000 रुपये होनी चाहिए.

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EPF में 8.25% के हिसाब से ब्याज भी मिलता है.

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ब्याज के हिसाब से इसमें रिटायर होने तक एक बड़ी धनराशि जमा कर सकते हैं.

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अपने और फैमिली मेमंबर के अस्पताल के बिल का पे EPF खाते के पैसों से कर सकते हैं.

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अब आप आसानी से जरूरत के हिसाब से पैसे को निकाल भी सकते हैं.

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PF में किया गया योगदान टैक्स फ्री होता है,आप एक वित्तीय वर्ष में 1.5 लाख रुपये तक की टैक्स छूट पा सकते हैं.

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