Credit Score रहेगा मस्त, ये तरीके हैं जबरदस्त

Aishwarya Awasthi Jun 02,2024

आजकल हर दूसरा वर्किंग इंसान क्रेडिट कार्ड का करता है इस्तेमाल.

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इसके लिए CIBIL Score या Credit Score अच्छा होना चाहिए.

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अगर आपका क्रेडिट स्कोर खराब है तो आसानी से इसको ठीक कर सकते हैं.

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क्रेडिट स्कोर अच्छा होने से लोन या फिर क्रेडिट कार्ड आसानी से मिल जाता है.

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1- क्रेडिट स्कोर अच्छा करने के लिए समय पर ही लोन की पेमेंट करें.

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2-जहां तक को क्रेडिट लिमिट के 30 फीसदी से ज्यादा इस्तेमाल नहीं करना चाहिए.

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3-स्कोर को क्रेडिट हिस्ट्री प्रभावित करती है तो पुरानी हिस्ट्री, सिबिल स्कोर को बेहतर रखने के लिए पुराना क्रेडिट कार्ड बंद ना करें.

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4-एक समय पर एक से ज्यादा लोन अप्लाई करने से हमेशा बचना चाहिए.

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5-हर साल अपनी क्रेडिट रिपोर्ट को जांचे, जिससे कोई गड़बड़ी दिखे तो तुरंत ठीक करें.

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