संभलके! प्रीमैच्योर FD तुड़वाने से लगेगा झटका, कैसे

Aishwarya Awasthi Jul 21,2024

Fixed Deposit के जरिए पैसों को सेव किया जाता है.

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हालांकि एफडी को मैच्योरिटी के पहले नहीं तुड़वाना चाहिए.

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आपको प्रीमैच्योर विदड्रॉल का ऑप्शन मिलता है.

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हालांकि, प्रीमैच्योर विदड्रॉल कुछ Pros और Cons के साथ आता है.

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प्रीमैच्योर विदड्रॉल या क्लोजिंग पर बैंक पेनाल्टी चार्ज लेते हैं.

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प्रीमैच्योर एफडी तुड़वाने पर बैंक आपको चार्ज के तौर पर इंटरेस्ट नहीं देते हैं.

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ऐसी एफडी लें, जिनपर प्रीमैच्योर क्लोजर/विदड्रॉल पर जुर्माना न देना पड़ेगा.

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प्रीमैच्योर क्लोजर में डॉक्यूमेंटेशन के लिए बैंक के चक्कर लगाने पड़ सकते हैं.

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एफडी तुड़वाने से पहले ये देखें कि क्या काम किसी दूसरे विकल्प से चल सकता है.

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