CIBIL Score: Loan लेने से पहले जानें CIBIL पर RBI का नया रूल?

Aishwarya Awasthi Aug 15,2024

[{"selector":"#anim-d80fabd9-ec4c-4586-b4ec-623527020882","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f67fcd66-42bb-4c36-9448-a823bedebda7","keyframes":{"transform":["translate3d(0px, 197.45157%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-42e5b3ca-2a07-48f0-8222-cb554af2bb74 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] आरबीआई ने सिबिल स्कोर पर हाल ही में नया रूल बनाया है. MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

[{"selector":"#anim-f5f83586-a0d6-40e6-ac50-c15d9d88dc39","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cb4a076a-60c0-4922-ad18-0c134f93f99f","keyframes":{"transform":["translate3d(0px, 194.69932%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-74a57167-77b6-4614-bcba-6a9324208974 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] अब ग्राहकों का क्रेडिट स्कोर हर 15 दिन में अपडेट होगा. MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

[{"selector":"#anim-56b30d53-faf1-429d-9bbf-627d8711d209","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-edecc7c4-3835-4f24-ae04-e38cbc1d30b1","keyframes":{"transform":["translate3d(0px, 159.74120%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-01636f25-98bc-458f-a907-b5788c4eff7b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-12.706611452840754%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] यानी कि सिबिल स्कोर बेहतर रखने की मेहनत लोगों को खुद करना होगा. MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

[{"selector":"#anim-3754d20b-6cba-4e4e-af2d-e2cdb51b606b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-551cbbaa-3c95-41eb-826e-d7237271b840","keyframes":{"transform":["translate3d(0px, 199.28647%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d96f6c7f-b8b4-4604-8f95-a04303549088 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] वैसे ये नियम 1 जनवरी 2025 से प्रभावी होगा. MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

[{"selector":"#anim-57f9c314-2354-45f7-be0a-4c9b477dfd54","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b664416d-e441-45c1-a6e6-b46664c20eec","keyframes":{"transform":["translate3d(0px, 146.04260%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b04a1f61-4b73-4f83-bf2c-cdf84efd607d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-3.552713678800501e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] अगर टाइम से ईएमआई नहीं चुकाएंगे तो इसका असर स्कोर पर दिखेगा. MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

[{"selector":"#anim-dceebe47-e0d5-4d6a-b578-553272efcec0","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9d160664-c338-4c1b-829d-a884b0b4b7a0","keyframes":{"transform":["translate3d(0px, 193.78184%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5c2a1fe7-bc17-49c2-9054-02a016291dfa [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-3.552713678800501e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] इतना ही नहीं इससे अगली बार लोन लेने में दिक्कत आएगी. MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

[{"selector":"#anim-3beed0e6-72b3-4cf4-b5fa-560d3baf218b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-3.552713678800501e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-ec901c60-86c7-4ec9-ba74-d5a7c29e6f6e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f0caddef-3411-44d0-9158-c44ce51b0859","keyframes":{"transform":["translate3d(0px, 152.89190%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] हालांकि ये कदम लोन लेने और देने वालों के लिए फायदेमंद साबित होगा. MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

[{"selector":"#anim-627c88b9-5ce2-42fe-ab75-e552b3fb6476 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-37ccc6c6-236c-43f4-af71-4c9397ef972e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e663085d-eabd-4e03-816f-46b09e11f3a8","keyframes":{"transform":["translate3d(0px, 158.37136%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] इससे अच्छे क्रेडिट स्कोर वाले ग्राहकों को कम दर पर लोन मिल सकेगा. MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

[{"selector":"#anim-a0686879-63a0-48c3-b65a-7d02a1ba2f25 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-223c4fa8-f773-4ee9-925f-770e5e4fb5b1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-09ea6c7e-5783-4e31-9d89-5282b0656d45","keyframes":{"transform":["translate3d(0px, 314.39758%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] हर 15 दिन में अपडेट होने से बैंक व ग्राहकों के पास सटीक डेटा रहेगा. MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

[{"selector":"#anim-56fb755a-01cd-4a5f-9db0-00f551730e88 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-db8a3a66-56a2-44fe-acd3-4d130a5b5bbf","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bd7fdcda-2953-4630-9368-fe2a2d5ad1a9","keyframes":{"transform":["translate3d(0px, 204.79103%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] इससे डिफॉल्ट की संख्या में भी कमी आ सकती है. MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

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