बैंक से जरूर पूछें ये सवाल,कर्ज के जाल से रहेंगे दूर!

Aishwarya Awasthi Jun 08,2024

पैसे की जरूरत पड़ने पर लोग क्रेडिट कार्ड यूज करते हैं.

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क्रेडिट कार्ड को लेकर पर्सनल लोन से बेहतर मानते हैं.

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हालांकि कुछ लोग पर्सनल लोन को खर्चों के लिए अच्छा मानते हैं.

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सिबिल स्कोर अच्छा हेने पर किफायती ब्याज दरों पर पर्सनल लोन मिल जाता है.

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हालांकि बिना जांच पड़ताल के लोन कभी ना उठाएं.

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जी हां कुछ सवाल ऐसे हैं, जो लोन लेने पर बैंक या लैंडर के पूछने चाहिए.

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ब्याज दर के बारे में सारी जानकारी लोन लेने से पहले पूछें.

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लोन चुकाने का न्यूनतम और अधिकतम समय क्या है.

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लोन की अवधि ज्यादा है तो ईएमआई से रिलेडेट चीजें पूछना चाहिए.

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फीस और चार्जेज की से जानकारी अवश्य कर लें.

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लोन की प्री-क्लोजर प्रोसेस और फीस के बारे में जरूर पूछें.

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