खराब सिबिल स्कोर से है बचना, तो बड़े काम ये हैं टिप्स

Aishwarya Awasthi May 22,2024

सिबिल स्कोर का बैलेंस करके रखना बहुत जरूरी होता है.

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अच्छे सिबिल स्कोर पर बैंक जल्दी लोन अप्रूवल करती है.

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एक आइडियल सिबिल स्कोर 750 से 900 के बीच होता है.

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प्रिजेंट का सिबिल स्कोर फाइनेंशियल जर्नी को रीप्रजेंट करता है.

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अक्सर छोटी गलतियों से सिबिल स्कोर कम होने से लोन लेने में दिक्कतें होती हैं.

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ऐसे में 750+ तक सिबिल स्कोर मेंटेन रखने के लिए कुछ बातें ध्यान में रखें.

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अगर क्रेडिट कार्ड है तो लिमिटेड में यूज करें और डेडलाइन से पहले बिल पे करें.

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भले कम अमाउंट की लेकिन बैंक में एफडी या आरडी कराएं.

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क्रेडिट कार्ड की बार-बार लिमिट बढ़ाने से बचें.

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होम लोन, पर्सनल लोन या कार लोन...ये सभी कर्ज एक साथ में ना लें.

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30% सिबिल स्कोर कर्ज चुकाने के व्यवहार, 25% सिक्योर्ड या अनसिक्योर्ड लोन पर, 25% क्रेडिट एक्सपोजर और 20% कर्ज के यूज पर निर्भर करता है.

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