Savings Bank Account पर FD वाला ब्याज पाने के टिप्स

Aishwarya Awasthi May 15,2024

सेविंग बैंक अकाउंट को लगभग हर कोई खोलता है.

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सेविंग बैंक अकाउंट में करीब 2 से 3 फीसदी ब्याज मिलता है.

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वहीं,FD पर 6-8 फीसदी तक का ब्याज मिल सकता है.

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Sweep-in FD लेने पर सेविंग अकाउंट पर ही एफडी का ब्याज मिल सकता है.

[{"selector":"#anim-3b3ced34-b508-429f-8b56-dc6f1024c682","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-01dbd917-be00-47cb-940c-99cda71190fe","keyframes":{"transform":["translate3d(0px, 161.53261%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

इसमें सेविंग्स अकाउंट के एक्स्ट्रा पैसों को एफडी में ट्रांसफर कर दिया जाता है.

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पहले तय होगा कि कितना पैसा बैलेंस में रहेगा और कितना किया जाएगा ट्रांसफर.

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एक मिनिमम मेच्योरिडी पीरियड तय करना होगा,जिसके पहले पैसा नहीं निकाल पाएंगे.

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सैलरी से बचे पैसों को लंबे टाइम की एफडी में नहीं चाहते, तो ये बेस्ट है.

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जितने टाइम के लिए एफडी चुनेंगे, उसके बाद पैसे खुद ही रिवर्स स्वीप के जरिए आपके खाते में वापस आएंगे.

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