Highlights: 

  • PNB posts net profit of Rs 261.90 crore in Q4. 
  • Gross NPA stood at 12.53% versus 12.90% of Q4FY16.
  • Provisions was at Rs 5,753.51 crore, down by 41.75% yoy. 

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Punjab National Bank on Tuesday reported standalone net profit of Rs 261.90 crore in the fourth quarter ended March 31, 2017.

The bank posted net profit of Rs 261.90 crore this period, compared to net loss of Rs 5,367.14 crore in the similar period of the previous year.

A Bloomberg poll estimated PNB's net profit to be at Rs 447 crore this Q4.

Net Interest Income stood at Rs 3,683.52 crore, which witnessed growth of 33.08% year-on-year (YoY) but decline of 1.26% quarter-on-quarter (QoQ).

Meanwhile, provisions was at Rs 5,753.51 crore, down by 41.75% yoy but increased to a whopping 124.55% qoq basis.

Gross non-performing assets in percentage terms were at 12.53%, contracting by 37 basis points yoy and 117 basis points qoq. In valuation, gross NPA were at Rs 55,370.45 crore, slightly decreasing by 0.80% yoy and 0.46% qoq.

As on March 2017, deposits of PNB rose by 12.41% to Rs 6,21,704.02 crore compared Rs 5,53,051.13 crore a year ago same period. However, borrowings declined by 31.78% at Rs 40,763.34 crore as against Rs 59,755.24 crore – same period of previous fiscal.

Share price of PNB soared over Rs 8 or 5.15% on BSE, trading at Rs 175.55 per piece.