Punjab National Bank witnessed 11.54% year-on-year (yoy) decline to Rs 549.36 crore during second quarter September 30, 2016. However, Q2 net profit was up by 79.31 quarter-on-quarter (qoq) basis.

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It's net interest income (NII) was at Rs 3879.85 crore, which was down by 10.22% yoy but up by 4.88% qoq. 

While provisions and contingency stood at Rs 2533.76 crore, witnessing rise of 34.62% yoy but decline of 7.47% qoq. Gross non-performing assets (GNPA) stood at 13.63%, expanding by 727 basis point yoy but contracting by 12 basis points qoq. 

Total advances of PNB for this period stood at Rs 3,93,730.90 crore, recording growth of 3.35% yoy. 

Current and saving accounts (CASA)  deposits have risen by 11.10% to Rs 2,16,100 crore. 

On the other hand, PNB's overseas business was up by 2.5% over corresponding period of the previous year.