India's largest bank, State Bank of India, said that its standalone net profit for the first quarter ended June 30, 2016 dropped by 31.72%, at Rs 2520.96 crore. 
 
On a sequential basis, standalone net profit of the bank rose nearly 100%, from Rs 1263.81 crore. 

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Share price of the bank, however, surged over 8% at 1329 hours on BSE. 


The bank said that on consolidated basis, its net profit stood at Rs 1046 crore, declining by 77.80% yoy and 16.97% qoq. While total income stood at Rs 69414.82 crore, up by 9.89% yoy but down by 8.61% qoq.
 
Net interest income (NII) stood at Rs 14,312.34 crore, up by 4.22% yoy (year-on-year) but down 6.39% on a qoq basis (quarter-on-quarter).

Provisions and contingency was at Rs 7413.10 crore, up by 85.34% yoy but declined 31.72% qoq.

Non-performing assets (NPAs) have become major area of concern for public sector banks.  It’s gross NPAs rose to Rs 1,01,541.18 crore in Q1FY17, from Rs 54,420.77 crore in the similar quarter of the previous year. 

SBI’s gross NPA was at 6.94% in Q1FY17, expanding by 265 basis points yoy and 44 basis points qoq.