Investment 101: Learn how ULIP can be a good option for new investors

Earning is tough, and the nine-to-five working hours is a fairy-tale!

Working professionals would agree that limiting the job hours within the 9-to-5 timetable is very difficult. Most of us need to stretch a little to answer the call of duty.

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What does the HDFC Click 2 Wealth offer?

It is a unit-linked, non-participating life insurance plan that offers market-linked returns. Investors can use this investment plan to meet their long-term goals. Here is a list of some benefits of purchasing HDFC Click 2 Wealth ULIP Plan –

● Choose from 10 Funds to maximize your investment

● Enjoy unlimited free Switching option

● Minimal Charges*: Only Fund Management charge towards managing your funds and Mortality charge towards your life cover

● Enjoy special addition of 1% of premium allocated to your fund for first 5 years

● If you opt for the Premium Waiver option, all your future Premium(s) will be waived off, and your funds will stay invested in case of death of the proposer

● You can opt for systematic withdrawal from your funds for post-retirement income

● Return of Mortality Charges (ROMC) on Maturity: In case of Premium Waiver option, Mortality charges pertaining to only the Life Assured would be refunded

To Conclude

For every working professional, it is always wise to have a sound retirement plan. With the increasing prices of essentials and commodities, building a corpus of funds for future use may not be enough. A smart move would be to opt for an investment plan that also covers life insurance. To learn more about ULIP plans, consult an expert today.

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