After reducing the marginal cost of funds based lending rate (MCLR) by 90 basis points on Sunday, the largest bank in terms of asset, State Bank of India, today released the new interest rates for home loans.

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To explain the new rates, the bank mentioned two category of borrowers: Women and others. 

The bank in the release mentioned that the woman should be the sole applicant or one of the co-applicants for home loan and also the sole owner or one of the co-owners of the property proposed to be financed by them. 

Moroever, the bank is also offering loans up to Rs 30 lakh with both Fixed and Floating Rate option.

After 90 bps rate cut, the overnight MCLR rate now stands at 7.75% as against the existing rate of 8.65%. One-month tenure will attract a rate of 7.85%, while those for three and six months will be 7.90 and 7.95%, respectively.

At 1148 hours, the shares of the bank were trading at Rs 244 per piece, down 2.30%, or Rs 5.75 on BSE.