Most people are in their prime spending years now, when things like homeownership, raising a family, and other obligations strain their finances and make them question if there will ever be enough money for everyone. The best course of action is to assess and weigh your accumulated obligations towards the wellness of your family and whether you have enough to achieve your objectives.
Keep investing and saving while you are here. When family emergencies arise, which they inevitably do, money, particularly emergency funds, will be useful. Investments will always be useful in the future.