IRP nod must for recovering money from defaulters bank account
IRP nod must for recovering money from defaulters bank account
The NCLAT has said financial creditors cannot recover any amount from a defaulter's bank account without the nod of the Interim Resolution Professional (IRP) during the corporate insolvency resolution process.
Declining relief to the Indian Overseas Bank (IOB) against Amtek Auto's IRP Dinnkar T Venkatsubramaniam, the National Company Law Appellate Tribunal (NCLAT) said that once moratorium is declared, financial institutions have to act "on the instructions of IRP" with respect to the corporate debtor's account.
"... Once moratorium has been declared it is not open to any person including 'Financial Creditors' and the appellant bank (IOB) to recover any amount from the account of the 'Corporate Debtor', nor it can appropriate any amount towards its own dues," said the NCLAT bench headed by Chairperson Justice S J Mukhopadhaya.
The appellate tribunal said Section 17 (1)(d) of the Insolvency and Bankruptcy Code says that financial institutions maintaining the accounts of the corporate debtor have to act on the instructions of the IRP in relation to such accounts and furnish all information relating to it.
"We find no merit in this appeal, therefore, we are not inclined to interfere with the impugned order dated October 13, 2017," it said.
The NCLAT was hearing the plea of IOB, which is one of the financial creditors of debt-ridden auto component maker Amtek Auto. It holds 4.08 per cent of the total value of the financial debt.
However, it granted IOB 'liberty' to raise its claim before the IRP and "request him to allow it to be a member of the Creditors Committee which should be considered in accordance with law."
Earlier, the adjudicating authority had also rejected IOB's contentions, following which it approached NCLAT.
Amtek Auto defaulted on repaying Rs 824-crore loans granted by a consortium of lenders, led by Corporation Bank.
In July this year, the Chandigarh bench of the National Company Law Tribunal (NCLT) had accepted the insolvency proceedings against Amtek Auto initiated by the consortium of banks led by Corporation Bank.
(This article has not been edited by Zeebiz editorial team and is auto-generated from an agency feed.)
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